Our Difference makes all the Difference
Experience in What We Do
For nearly two decades, Fifo Capital has been committed to helping businesses thrive by building personal, long-term client relationships. We offer expert guidance, fast responses, and customised financial solutions tailored to each business’s needs.
Our hands-on approach means that our managers make decisions directly, ensuring fast, flexible support without the delays. With a team of specialists, we provide direct access to expert advice, ensuring ultimate efficiency and partnership.
Managing Director
Nigel Thomson
Nigel founded Fifo Capital in May 2005, and since then the brand has grown into a global network with more than 70 Business Partners operating in five countries.
His extensive background in business ownership and management, including a large Australian–based franchise, a small chain of childcare centres, a content marketing company, and banking and finance company experience, has enabled Nigel to bring a hands–on approach to Fifo Capital that keeps the business grounded and able to effectively innovate when necessary.
Head of Risk
Simon Thomson
Simon has made a full-circle return to Fifo Capital, where he initially worked in the inception stages. With over a decade of business development experience at a full-service factoring company, his expertise and knowledge is of immense value to both Business Partners and Fifo Capital’s team.
As a former SME owner, Simon understands the importance of cash flow and working capital. His tertiary qualifications and international experience in Asia and Europe further supplement his wealth of expertise.
Meet our regional managers
John Greenwood
- Wellington
- 021 0279 1411
“One-to-one service is knowing who you’re talking to and that they can be relied upon to support you when you need it. That’s key.”
Dave McIver
- Auckland
- 021 523 806
“Fast turnaround means being available to take a call and offering the support your client needs to work through the solutions.”
Jeff Patchett
- Waikato
- 027 653 2394
“Success comes from spending time understanding the needs of your client’s business, then creating solutions that meet those needs.”
Dean McLennan
- Christchurch
- 027 457 8861
“Each business has cash flow challenges specific to their industry. I deal with companies on an individual level and solve their cash flow needs.”
A History of Success
Founded in May 2005, Fifo Capital began its operations in Auckland, New Zealand. It experienced rapid growth, appointing its first three Business Partners in December of that year and releasing its first proprietary CRM software.
Following the appointment of a manager for the New Zealand business of Fifo Capital, the company establishes operations in Australia.
An Australian manager with leading industry experience is appointed to oversee Fifo Capital’s Australian operations, and in the same year, a more advanced CRM business transaction platform is developed and integrated into the business to facilitate cross-country operations and to aid in future scalability.
Fifo Capital celebrates reaching $1 billion in client funding since its inception as it expands into Northern Ireland, Scotland, and Wales.
A Fifo Capital New Zealand staff member relocates from New Zealand to England to launch Fifo Capital England’s enterprise. Shortly after, an experienced UK financier is recruited and migrates to Australia to become the new CEO of Fifo Capital Australia.
Fifo Capital expands into Canada but withdraws the following year due to resource trust issues.
In 2021, Fifo Capital sells its international business to a large Melbourne-based finance and investment house specialising in lending to Australian SMEs and withdraws from all markets except New Zealand.
New Zealand-based business significantly broadens its range of SME lending services to include bridging finance, real estate commission advances, confidential invoice finance, as well as other bespoke financing solutions. The company maintains solid growth and governance, attracting investment from private investors.
Expect This From Us
One-on-One Support
Strong relationships are essential for success. We ensure your business thrives by assigning you a dedicated business manager who understands and caters to your unique needs.
Fast Funding
Once set up, we disburse funding immediately, ensuring working capital advances are deposited into your account within just two hours through our streamlined process.
Working with Banks
Our funding complements, rather than replaces, existing finance sources, giving you the flexibility you need when traditional financing isn’t the best fit for your business.