Backing New Zealand Business

Bespoke finance for your business

of business funded, and counting

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Reliability counts - trusted and proven.

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First contact? Fast approvals with no drama.

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Expert help for Invoice Finance and Business Loans.

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Supporting hundred's of NZ businesses.

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$5,000 to $1.5 million – Simple, Fast and Flexible

We think 360. Whether you need fast one-off cash flow solutions or
expert thinking to give your business the financial tools for success, we can help.

We are New Zealand’s invoice finance and business loan experts.

cashflow solutions

Instant cash flow solutions

import financing

Explore our business loans

Unsecured business loans Solution

Tailored solutions Request a meeting

Debtor financing Solution

How we can help your business

Immediate cash flow

One off, as you need it invoice finance for short term cash flow needs to help you through – payment in as little as 4 hours.
Find out more here

Short term capital injection

Realise a business opportunity or fund the purchase of stock. We think 360 and tailor to your business with our range of quick loans.
Find out more here

Foreign exchange currency

Whether it be a one-off currency conversion, or repeating long-term requirement, we have the best rates and process to meet your needs.
Find out more here

Designed for today’s business

  • No long-term contracts
  • First approval within 24 hours
  • Repeat transactions in as little as four hours
  • No impact on your banking facilities
  • Expertise and low-rates on foreign currency requirements
  • One-on-one expert support (not a call centre)

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Business help centre

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Enabling growth is about hiring the right people

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When business owners think about growth, the first thing that often comes to mind is revenues, financing, and client retention. While growth often certainly feels like a numbers game, though,…

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Dealing with non-payment is an essential skill for entrepreneurs

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Late or non-payment is one of the trickiest issues that entrepreneurs are commonly forced to learn to deal with. How good business owners are at dealing with clients who don’t…

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Businesses everywhere should prepare for US shutdown fallout

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Due to an internal political struggle, the United States government has suspended all “non-essential” government workers, including 88 per cent of the Internal Revenue Service (IRS) workers. President Trump has…

What our clients say

"Fifo Capital being able to do one or two invoices only is a massive advantage for businesses looking for flexibility."

− Clothing manufacturer

"They were really good to get along with and everything they said they were going to do, they did. "

− Home services supplier