Why Invest With Us
Flexibility
You choose from a range of secured investment options across diversified sectors throughout New Zealand.
Monthly Returns
Regular income is important. Every month for the life of the loan, interest is paid directly to your bank account.
First Mortgage Backed
Security of investor funds is paramount. Loans are secured by first mortgages with LVR’s between 30-60%.
Expertise
We have funded $1.5bn+ internationally and $150m+ in NZ, and always follow robust systems and workflows.
Founded in 2005 in Auckland, Fifo Capital grew to an international business with offices across New Zealand, Australia, the UK and Ireland. More than $1.5bn lending to sme’s occurred before all was sold except New Zealand – our home. Our business is proven, robust, fair, and continues to be managed by skilled passionate finance people.
Investment Opportunities
Waiheke Island residential
- Investor return:
- 9.5% pa paid monthly.
- Loan term:
- To December 2023
- Property value:
- $2,300,000
- Loan amount:
- $1,012,000
- LVR:
- 44.0%
- Registered security:
- Sole caveat over unencumbered property, GSA, x3 guarantees
Te Awamutu section
- Investor return:
- 9.5% pa paid monthly.
- Loan term:
- To October 2023
- Property value:
- $8,702,000.
- Loan amount:
- $700,000.
- LVR:
- 46.5% (considering first mortgagee)
- Registered security:
- Second mortgage, General Security Deed, 7 guarantees.
Christchurch residential
- Investor return:
- 9.5% pa paid monthly.
- Loan term:
- To October 2023
- Property value:
- $1,997,827
- Loan amount:
- $946,350.
- LVR:
- 47.4%
- Registered security:
- First mtg 4 properties, 4 General Security Deeds, 3 guarantees.
Omaha residential
- Investor return:
- 9.5% pa paid monthly.
- Loan term:
- To July 2023
- Property value:
- $2,300,000.
- Loan amount:
- $400,000.
- LVR:
- 17.4%
- Registered security:
- Caveat over unencumbered property, GSA, 3 guarantees.
Hastings residential
- Investor return:
- 9.5% pa paid monthly.
- Loan term:
- To July 2023.
- Property value:
- $707,660.
- Loan amount:
- $473,800.
- LVR:
- 66.9%
- Registered security:
- First mortgage, General Security Deed, 3 guarantees.