Reliability counts - trusted and proven business finance.



First contact? Fast approval within 24 hours.



Expert help for Invoice Finance, Business Loans, Payment Terms.



Supporting business success for over 10 years.


Simple, Fast, Flexible Business Loans

We think 360. Whether you need fast one-off cash flow solutions or
expert thinking to give your business the financial tools for success,
we can help.

We are New Zealand’s invoice finance and small business loan experts

cashflow solutions

Instant online cash flow solutions

import financing

Explore our range of business loans

Unsecured business loans Solution

Tailored to your business Request a meeting

Debtor financing Solution

How can we help your business?

Immediate cash flow need

One off, as you need it invoice finance for short term cash flow needs to help you through – payment in as little as 4 hours.
Find out more here

Short term capital injection

Realise a business opportunity or fund the purchase of stock. We think 360 and tailor to your business with our range of quick loans.
Find out more here

Payment plans for customers

Give your business longer legs for success and increase your sales with smart prepayment plans for your customers.
Find out more here

Designed for small business

  • No long-term contracts
  • First approval within 24 hours
  • Repeat transactions in as little as four hours
  • No impact on your banking facilities
  • One-on-one expert support (not a call centre)
  • Or transact online – you choose

Like to know more?

Please leave this field empty.

Business help centre

Invoice Finance

Financing your new business: what you need to know

| Blog, Business help | No Comments

Starting a business is a tough job. Besides developing your vision, creating a comprehensive and airtight business plan, incorporating your business, finding a location, hiring employees, and getting your operations…

Unsecured business loans

Why small businesses need big business financial treatment

| Blog, Business help | No Comments

Big businesses are a privileged group when it comes to getting the financial support they need to run and grow their operations. The promise of large revenues and massive loans…

Invoice finance

Retaining star employees on a limited budget

| Blog, Business help | No Comments

Startup businesses face a number of major obstacles in their pursuit to establish themselves and begin to compete with existing players in their industries. Besides finding initial investment and cashflow…

What our clients say

"Fifo Capital being able to do one or two invoices only is a massive advantage for businesses looking for flexibility."

"They were really good to get along with and everything they said they were going to do, they did. "