Invoice factoring, NZ

Secure future business
with a stock loan

Stock loans from Fifo Capital

Fifo Capital stock loans in 4 simple steps

Invoice discounting, New Zealand

Cash flow is tight for either regular stock purchases or a one-off opportunity.

Invoice finance, New Zealand

We take a look – the stock, your confirmed orders or verified opportunity.

Invoice factoring solutions New Zealand

We advance up to 100% of the cost of stock and you secure your order.

Debtor financing Solution

You repay the cost of stock on receiving payment when you have sold the goods.

Seize opportunities and even-out cash flow for stock

Are you missing sales due to stock constraints, forgoing seasonal or one-off opportunities, or juggling cash flow between paying for stock and receiving revenue? Talk to us about Stock Loans for up to 100% of the purchase value. Find out more or get in touch below.

Fifo Stock Loan Features

  • For stock purchases between $5,000 and $1 million
  • Flexible terms to meet your needs
  • Secured against the value of the stock purchased
  • 48-hour turnaround on completed application
  • No impact on your banking facilities
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Why Fifo Capital for Business Success?

Smart products and fast turnaround is only half the picture. To get the best outcome, work with the experts who specialise in 360 thinking for small and medium business finance needs.

One on One Support

For the best result, relationships count. No call centres and multiple points of contact. Just one person who understands your business.

4 to 24 Hour Turnaround

Regular customers call and receive the required finance in as little as 4 hours. For new clients, we design a solution in 24 hours or less.

Partnering Your Bank

We work hand in hand with your banking relationship – for those times when traditional finance isn’t geared to meet your needs.

What our clients say

"We were experiencing rapid growth and we needed to process ahead of time to meet demands over our seasonal shutdown period. This creates huge pressure on cash flow which traditional banks have been unwilling to address. Fifo Capital’s invoice discounting has allowed us to keep a positive cash flow and meet the demands of our customers. All our requests have been met with the minimum of fuss and the process is very simple to use. I would happily recommend Fifo Capital."

− Health foods and supplements business

"Being a busy Asphalt/Construction company we were looking for cash flow solutions. Meeting with Dean from the Fifo group and hearing of their services, we knew this was exactly what we were looking for. The meetings and procedures were quick and no hassle with extremely good follow up and excellent contact, each and every month. We are rapt we have made the connection and enjoy the no hassle and positive moves towards the future. We would highly recommend their services to any company. "

− Roading construction company

"Fifo Capital has provided short term finance to this company for the last few years. I have found them to be not only totally professional in their dealings and service, but also very personable and easy to contact when required. I would highly recommend their service, as they have a facility which at certain times is necessary to cover gaps in our cash flow."

− Distribution company

"Fifo Capital were excellent to work with. They were keen to understand our business requirements; I found that quite refreshing because often when you go into a bank they don’t really want to understand your business."

− Transport logistics company

"Fifo Capital are co-operative and nothing is too difficult - I have a very good working relationship with them. They are excellent at what they do, open to ideas, easy to contact and quick to reply."

− Home services supplier