business loans

Realise goals with a
capital injection

Business loans for success

Fifo Smart Loan – 4 Simple Steps

Invoice discounting, New Zealand

We talk through your business needs and plans. Expert thinking, complimentary.

Invoice finance, New Zealand

We discard the traditional checklist and take a 360 look at your business.

Invoice factoring solutions New Zealand

We discuss terms, rates, fees and security, and complete our fuss free paperwork.

Debtor financing Solution

We advance your loan amount – cash in the bank – within 48 hours of our initial discussion.

Building business with loans designed for SMEs

Could accessing a short term business loan transform your business? Working capital, equipment purchases, creditors, wages or one-off unexpected expenses – purpose fit lending designed for small and medium business.
Find out more or get in touch below.

Fifo Smart Loan Features

  • For loans of $5,000 to $250,000
  • Terms between three and 12 months
  • Weekly, fortnightly or monthly repayments
  • Secured by invoices, stock or other
  • 24 hour turnaround on completed application

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Why Fifo Capital for Business Success?

Smart products and fast turnaround is only half the picture. To get the best outcome, work with the experts who specialise in 360 thinking for small and medium business finance needs.

One on One Support

For the best result, relationships count. No call centres and multiple points of contact. Just one person who understands your business.

4 to 24 Hour Turnaround

Regular customers call and receive the required finance in as little as 4 hours. For new clients, we design a solution in 24 hours or less.

Partnering Your Bank

We work hand in hand with your banking relationship – for those times when traditional finance isn’t geared to meet your needs.

What our clients say

"We have been using the services of Fifo Capital for the past three years and have found the service to be highly professional, while still maintaining a personalised level of contact and support. It is often difficult to arrange short-term funding in a timely and efficient manner. Fifo Capital has been more than willing to assist with all of our requests and have certainly been an asset to our business. I have no problem in recommending any business to the services provided by Fifo Capital.
"

− Hardware Importer, Auckland

"I have found dealing with Fifo Capital great. The ability to turn debtors into cash has really helped our business, and allowed us to actually grow sales as you have the cash there when you need it to bottle more wine."

− Wine Producer, Nelson

"We were looking for cash flow solutions. Meeting Fifo Capital and hearing of their services, we knew this was exactly what we were looking for. The meetings and procedures were quick and no hassle with extremely good follow up and excellent contact, each and every month. We are rapt we have made the connection and enjoy the no-hassle and positive moves towards the future. We would highly recommend their services to any company."

− Roading Construction Company, Christchurch

"Fifo Capital being able to do one or two invoices only is a massive advantage for businesses looking for flexibility."

"Fifo Capital are co-operative and nothing is too difficult - I have a very good working relationship with them. They're excellent at what they do, open to ideas, easy to contact and quick to reply."