invoice factoring solutions

Fast business finance for success

Our business finance tools and expertise

Select an option for your business needs

Fast solutions for cash flow, capital to grow or payment options for clients. Business focused expertise and smart options.

Unsecured business loans NZ

Invoice Finance

Turn your unpaid invoices into immediate cash flow.

Invoice finance Solution

Business Loans

Realise goals with cash flow for growth or operations.

factoring Solution

Stock Loans

Leverage opportunities with upfront payment on cost of stock.

Like to know more?

Please leave this field empty.
Debtor financing Solution

Why Fifo Capital for Business Success?

Smart products and fast turnaround is only half the picture. To get the best outcome, work with the experts who specialise in 360 thinking for small and medium business finance needs.

One on One Support

For the best result, relationships count. No call centres and multiple points of contact. Just one person who understands your business.

4 to 24 Hour Turnaround

Regular customers receive the required finance in as little as 4 hours. For new clients, we design a solution in 24 hours or less.

Partnering Your Bank

We work hand in hand with your banking relationship – for those times when traditional finance isn’t geared to meet your needs.

What our clients say

"Being a busy Asphalt/Construction company we were looking for cash flow solutions. Meeting with Dean from the Fifo group and hearing of their services, we knew this was exactly what we were looking for. The meetings and procedures were quick and no hassle with extremely good follow up and excellent contact, each and every month. We are rapt we have made the connection and enjoy the no hassle and positive moves towards the future. We would highly recommend their services to any company. "

− Roading construction company

"Fifo Capital has provided short term finance to this company for the last few years. I have found them to be not only totally professional in their dealings and service, but also very personable and easy to contact when required. I would highly recommend their service, as they have a facility which at certain times is necessary to cover gaps in our cash flow."

− Distribution company

"We were experiencing rapid growth and we needed to process ahead of time to meet demands over our seasonal shutdown period. This creates huge pressure on cash flow which traditional banks have been unwilling to address. Fifo Capital’s invoice discounting has allowed us to keep a positive cash flow and meet the demands of our customers. All our requests have been met with the minimum of fuss and the process is very simple to use. I would happily recommend Fifo Capital. "

− Health foods and supplements business

"Fifo Capital are co-operative and nothing is too difficult - I have a very good working relationship with them. They're excellent at what they do, open to ideas, easy to contact and quick to reply"

− Home services supplier

"Fifo Capital being able to do one or two invoices only is a massive advantage for businesses looking for flexibility."

− Clothing manufacturer